Autonomous Finance: When AI Meets RWAs and Programmable Money
The financial world is moving from manual management to automation and now, toward autonomy. With the rise of artificial intelligence (AI), tokenized real-world assets (RWAs), and programmable money, we’re entering an era where portfolios, loans, and payments can run themselves. This vision of autonomous finance could transform how individuals, businesses, and institutions interact with money. What Is Autonomous Finance? Autonomous finance refers to financial systems that manage themselves with minimal human input. Powered by AI, smart contracts, and blockchain infrastructure, these systems can: Allocate capital into tokenized assets based on user preferences. Execute payments and settlements automatically when conditions are met. Adjust risk exposure dynamically based on real-time data. Provide credit or loans without intermediaries, using on-chain identity and collateral. It’s the next step beyond programmable money: not just executing rules, but learning, optimizing, and adapting on behalf of users. […]
