Human-AI Hybrid Governance: The Future of DeFi Decision-Making
Decentralized finance (DeFi) was built on the principle of community-driven governance. Token holders, not centralized boards, decide how protocols evolve. But as DeFi expands to include tokenized real-world assets (RWAs), complex risk models, and billions in liquidity, governance has become increasingly technical and difficult for the average participant. The solution may lie in human-AI hybrid governance a model where artificial intelligence acts as an advisor and executor, while humans retain ultimate control through tokens and votes. This balance could preserve decentralization while making DeFi governance smarter and more scalable. The Problem with Current DeFi Governance Governance in most DAOs today faces serious challenges: Low participation: Only a small fraction of token holders regularly vote. Technical complexity: Decisions about collateral ratios, liquidation thresholds, or RWA onboarding are beyond most voters’ expertise. Slow response times: Market conditions shift rapidly, but governance proposals can […]
