AI and DeFi Governance: The Rise of Autonomous Protocols
Decentralized finance (DeFi) has always promised community-driven governance. Token holders vote on upgrades, collateral types, and protocol parameters. But as ecosystems grow more complex, governance is becoming overwhelming for human participants. Enter artificial intelligence (AI). When combined with tokenized real-world assets (RWAs) and programmable money, AI could help protocols make smarter, faster, and more adaptive governance decisions. This shift toward autonomous governance may be the next great evolution in decentralized systems but it also raises big questions about control, accountability, and trust. What Is DeFi Governance? DeFi governance refers to how decentralized protocols make decisions. Typically, token holders propose and vote on changes such as: Which assets can be used as collateral. How interest rates are set. How treasury funds are allocated. What technical upgrades or partnerships are approved. MakerDAO, Aave, and Uniswap are leading examples of protocols with active […]